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FAQ

1. What is a payday loan?

A payday loan is a small-dollar unsecured loan that is often used to provide short-term financial relief. Payday loans are helpful for emergency situations that require immediate access to money. Payday loans, like those found by HighSpeedPayday, offer consumers with less-than-perfect credit the money they need to get back on track. We work with premium lenders to find you the best available payday loans.

2. How can a payday loan be used?

A payday loan can be used to pay for anything, including medical bills, car repairs, debt bills and other living expenses. They are best used in emergency situations where you need quick access to cash, though they can be used in just about any circumstance. Depending on your short-term financial needs, a payday loan can be the ideal solution to hold you over until your next paycheck.

3. How do I get approved for a payday loan?

Loan approval with HighSpeedPayday couldn't be easier. To get approved for a loan, fill out the safe and simple loan application. Once your information is submitted, we will review your application and search through our lender network to find you the best available loan. Approval can be yours in as little as two minutes and from there, it's only a few short steps to receiving the money you need.

4. How do I know if I've been approved for a payday loan?

When you submit your application, we will review your financial needs and if you are approved, you will be given additional information to complete the process. There will be no guesswork - approval, which can be given in as little as two minutes, will be clear and simple. Once you've been approved, all you need to do is finish the process to receive your payday loan funds. Your lender will complete the process and allow you to sign for your loan online. It really is that simple.

5. Can I get a payday loan if I have bad credit?

Payday loans are available to everyone, regardless of past credit issues. If you've been turned down by a bank or other lender, you can still be approved for a payday loan through HighSpeedPayday.com. Even with less-than-perfect credit, you can be approved for a payday loan because our lenders don't use the same evaluation process as traditional banks. Instead, your borrowing ability is based on your current income and employment status - we focus on the present, not the past!!

6. How much money can I get with a payday loan?

Depending on your needs, you can be approved for up to $1000. The amount you will receive is based upon your current financial situation, including income and employment status. We will do our best to meet your needs and provide you with quality payday loans.

7. What are the advantages of a payday loan?

A payday loan is a simple borrowing solution that allows you to access money even if you've had past credit problems. We believe that everyone is entitled to emergency funds when needed, so we make applying for a small payday loan convenient and comfortable.