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How It Works

When you need money in a hurry, time and convenience should be on your side. That's why High Speed Payday does everything to make the payday loan process as easy as possible. We work with consumers of all credit levels, so even if you have past credit issues, you can still be instantly approved for a payday loan. Here's how it works:


Here's how it works:

1. Fill Out Our Simple Loan Application

With High Speed Payday, you can apply for a loan in minutes. Simply fill out our application, which is secured by industry-leading data safety protocols, and submit your application. We will review your information, send it through our express loan matching network and do our best to meet your needs.


2. Get Approved For Your Loan

If our lending partners can meet your needs, you will be approved for a payday loan in no time. With High Speed Payday, you can get approved in as little as 90 seconds, which makes getting your money even faster. With generous approval rates and quick turnaround times, High Speed Payday is the ideal payday loan center!


3. Quickly Receive Your Funds!

Our name says it all: when you're approved for a payday loan, you can receive your loan you're your lender promptly. If you opt to have your payday loan deposited directly into your bank account, you can receive your funds in as little as one business day, possibly sooner. We understand how urgent your financial situation can be, so we take efforts to make sure your money arrives quickly.